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The bank hopes this will make it less complicated to convert the approximately 1,000 new buyers it acquired as part of the PPP to turn into permanent prospects. The $1.7 billion-asset bank was already starting to automate some processes in its commercial lending organization before the PPP came along, said Patrick Dignan, executive vice president and chief credit officer. Kim Kirk, the chief operations officer at Queensborough National Bank and Trust in Louisville, Georgia, is exploring platforms that could assist in online account applications.